No FX markup. No hidden fees. The price you see is the price you pay — same conversion rate banks use.
| Topup Amount | Service Fee | Total Charged |
|---|---|---|
| ₹100 | ₹5 | ₹105 |
| ₹500 | ₹15 | ₹515 |
| ₹1,000 | ₹15 | ₹1,015 |
| ₹2,000 | ₹15 | ₹2,015 |
Examples shown in INR. The same 5% / ₹15-cap structure applies to all 12 countries in local currency. Final SGD charge uses the live interbank rate at checkout.
Most international topup providers add 3-5% on top of the exchange rate — you only see the final number. We charge a flat service fee instead, so you can see the wholesale conversion rate yourself. If the bank rate is 1 SGD = 65 INR, that is the rate we use.
For BBPS bill payments (electricity, DTH, gas, water, broadband, etc.), the same 5% / ₹15-cap fee structure applies. Some operators may add a small biller convenience fee — this is shown before you confirm.
See supported billers